Capital One

Capital One is a diversified financial services company that describes itself as an information-based technology company first and a bank second. Its businesses span credit cards, auto loans, consumer banking and commercial solutions, all built on a foundation of data-driven decision making. The company employs over 50,000 associates, with teams across the United States and multiple continents.

Technology is central to its operating model. Capital One was among the first large enterprises to move all-in on the public cloud, and it maintains capabilities across cloud computing, data management, data science, artificial intelligence, cybersecurity and software engineering. In 2022 it launched Capital One Software, a separate business that helps other companies address cloud and data management challenges.

Leadership is founder-led: Richard Fairbank serves as chairman and chief executive. The company's stated values are to dare to dream, disrupt and deliver, with a mission to change banking for good through technology and data. Engineering, data science, cybersecurity and AI capabilities are described as areas of sustained investment, and work is organised collaboratively across teams.