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Provenir

Provenir builds AI-powered, low-code risk decisioning software combining credit risk, fraud detection, and compliance for fintechs, banks, and payment providers worldwide.

Provenir is a global provider of AI-powered risk decisioning software for fintechs, financial institutions, and payment providers. Its platform is designed to support decision-making across the customer lifecycle, covering credit risk assessment, fraud detection, and compliance automation within a single environment. The company is headquartered in Parsippany, New Jersey, and operates across four regions: North America, EMEA, LATAM, and APAC.

The company's core product is the AI Decisioning Platform, a unified, low-code, cloud-native offering that brings together data orchestration, decisioning logic, and AI-powered insights. Rather than separating credit, fraud, and compliance functions into distinct systems, the platform consolidates them, allowing customers to define and adjust decisioning processes through low-code tooling. Technical work at Provenir spans AI-powered risk decisioning, data orchestration, decisioning logic, low-code platform development, and cloud-native software engineering.

Provenir serves customers in banking, fintech, payments, telecommunications, consumer lending, credit cards, auto financing, and SME lending. These institutions process millions of credit, loan, and service applications per year, and the platform is built to operate at that scale across multiple regions and regulatory environments.

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