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London, England, GB
UK digital bank founded in 2005 as the world's first peer-to-peer lending company, offering banking and consumer lending products built on distributed systems.
Zopa is a UK-based digital bank that traces its origins to 2005, when it launched as the world's first peer-to-peer lending company. It now operates as a full-service digital bank offering simple, fair and honest financial products, and has lent over £6 billion and served half a million customers. The business sits at the intersection of banking, consumer lending and fintech.
Engineering work spans distributed systems, digital banking, user experience design and peer-to-peer lending technology. The underlying systems process thousands of transactions daily, and engineers ship to production on a daily basis. Technical ownership is end-to-end: engineers take responsibility for their code from design through to deployment.
Operating practices reflect a remote-friendly approach established at the company's founding, with hybrid arrangements and flexibility. Stated values include ownership, collaboration and thoughtful challenge, with an emphasis on customer impact over unnecessary complexity.
Industry verticals include banking, financial services, consumer lending and fintech. The company operates in the UK.